What is Car Insurance Policy?

Since last few years India has recorded highest number of accidents as a result of rash driving, drunk and drive etc. Thus government made it mandatory to have car insurance when your vehicle is running on road. But why to buy only when it is compulsory? Why to wait till your car get damaged by any mode be it accidental or man-made? Keeping your car insured will surely save a lot of your pockets when unexpected accidents or calamities happens damaging your vehicle. Many of the add on covers like 24x7 Spot Assistance, Lock and Key replacement cover, Accident shield, Personal baggage proved to be valuable while buying a car insurance policy.

Inclusions and Exclusions by Car Insurance Policy

Before buying any car insurance policy, consider the inclusions and exclusions provided. Most of the policies offer following inclusions and exclusions:


  • Third Party Liability
  • Accidental damages due to fire, burglary, riot or strike, natural disasters etc.
  • Personal Accident Cover


  • Gradual wear and tear of car and its accessories
  • Damage to the car if driven without a valid license.
  • Damage to the car if caught drunk, drugged etc.
  • Damage to car due to engine leakage.
  • Damage to car due to misuse of car manufacturer’s guideline.

Why to buy Car Insurance Online

You can buy best car insurance policy with just a click of button. No need to undergo heavy paperwork, no need to meet agents and no need to visit office, just sit at your home and book a policy using simple online process.

With online modes, you can compare car insurance policy you with to undergo for with other industry offerings and select the best one that perfectly suit your needs.

Buying directly from the insurer gives you great discount offers and quality service to assist you anytime, anywhere.

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